Republic Bank Mastercard Business Card

Your Republic Bank Mastercard® Business credit card makes managing your business finances easier and more convenient. You can use it to make purchases at more than 30 million locations in 210 countries worldwide.

Your Republic Bank Mastercard® Business credit card can provide you with cash advances at financial institutions and ATMs throughout the world where the Mastercard®/Cirrus® symbol is displayed. That means ready access to cash - wherever you are, whenever you need it.

Before you use your Republic Bank Mastercard® Business credit card at an ATM, please visit a Republic Bank branch to select a Personal Identification Number (PIN) and activate your chip card.

For the complete details of your rights and obligations when using your Republic Bank Mastercard® Gold credit card. please see the Cardholder Agreement accompanying this booklet.

Share the benefits and financial flexibility of your Republic Bank Mastercard® Business credit card with key staff members. Order up to five cards and set specific credit limits for each card. Just complete the enclosed application form, take it to a Republic Bank branch and we'll issue additional Republic Bank Mastercard® Business credit cards on your account.

Use Republic Bank Credit Card Cheques to make business purchases for situations where credit cards aren't accepted - but cheques are. They're more secure and convenient than using cash.

As the business owner, you can also use Republic Bank Credit Card Cheques to transfer balances to your Republic Bank Mastercard® Business credit card account from non-Republic Bank credit cards or business loan accounts. You'll have only one convenient monthly payment to make.

You'll find an initial supply of Republic Bank Credit Card Cheques accompanying this booklet. Use them the same way you'd use an ordinary cheque. Fill in your Republic Bank Mastercard® Business credit card number at the top of your cheque, then complete the date, the amount and to whom the cheque is payable. Then sign your name.

You can order more cheques at any Republic Bank branch.

*Credit card Cheques are not available in all countries.

If your Republic Bank Mastercard® credit card is lost or stolen while you're travelling, Mastercard® Global Service is ready to assist you, 24 hours a day, 7 days a week, 365 days a year, in the language you choose.

Please immediately report the loss by calling the Mastercard® Global Service Centre:
From the United States, Canada, The Bahamas and Caribbean: 1-800-307-7309
Collect from anywhere in the world: 636-722-7111

The Centre will contact Republic Bank to cancel your credit card and help arrange an emergency replacement card for you.

Your Republic Bank Mastercard® Business credit card provides you with automatic protection in the event of travel-related emergencies at no additional charge.

If a Republic Bank Mastercard® Business credit card cardholder is assaulted during or immediately after using their Republic Bank Mastercard® Business credit card at an ATM, and suffers loss of life, this coverage provides a death benefit of US$3,600.

MasterRental Insurance coverage automatically covers your rental vehicle against collision with another object. overturn, theft, vandalism, accidental fire and physical damage as a result of hail, lightning, flooding or other weather-related causes to a maximum of US$SO,OOO when you rent a vehicle in Canada or the US, including Puerto Rico, for up to 31 days and pay the full rental cost with your Republic Bank Mastercard® Business credit card and the terms of the rental agreement are adhered to. Remember that when you rent the vehicle, you must decline the Collision Damage Waiver option (CDW/LOW) that the rental company offers.

*Each insurance benefit limit described in this Guide is in United States Dollars (USD). Payment of claims will be made in local currency where required by law, with the official Foreign Exchange Rates published on the date the claim is paid.

**The information contained herein is provided solely for general informational purposes. It does not intend to be a complete description of all terms, conditions and exclusions of the policies or other benefits, all of which are subject to change by Mastercard®, the underwriters or other service providers at any time and without prior notice.

The coverage for Purchase Protection covers eligible purchases for losses caused by accidental damage or theft, if they occur within 45 days from the date of purchase (as indicated on the store receipt).

Purchase Protection is limited to US$100 per event and US$200 per year. The covered items purchased must be paid in full with your Republic Bank Mastercard® Business credit card. Specific terms and conditions apply.

For full coverage details, please visit your local branch.

Republic Bank Mastercard® Credit Protection covers the outstanding balance of your Republic Bank Mastercard® Business credit card up to a maximum coverage amount*, so that your family has one less financial obligation to worry about. Plus, if you choose to provide a Republic Bank Mastercard® Business credit card to an employee for company use, then the outstanding balance on that card would also be paid off if you, as the insured person, were to die or be diagnosed with a covered critical illness.

Your monthly premium is based on the outstanding balance on your previous month's Republic Bank Mastercard® Business credit card statement plus any outstanding balances on additional cards issued to your co-owner(s) or employees for company use. If your balance is zero, no premiums are charged. You are automatically approved for coverage with no health questions to answer.*

To enroll for this important protection, just complete the Enrollment Form attached to the Certificate of Republic Bank Mastercard® Credit Insurance accompanying this booklet and return it to any Republic Bank branch.

The Certificate of Credit Insurance for Republic Bank Mastercard® for Small Business accompanying this booklet is only valid if you've enrolled for this optional insurance coverage.

*Coverage is subject to specific limitations and exclusions, including age restrictions and maximum coverage limits, as described in the Certificate of Insurance.